- Hospitals
- 01223 266900 Cambridge Lea Hospital
- 01277 232525 Hartswood Hospital
- 01603 456181 Norwich Hospital
- 01702 462944 Wellesley Hospital
- Clinics and Centres
- Hospitals
- 020 8950 9090 Bushey Hospital
- 01582 763 191 Harpenden Hospital
- 020 8551 1100 London East Hospital
- 020 8337 6691 St Anthony's Hospital
- 01753 662241 Thames Valley Hospital
- Clinics and Centres
- 020 8901 0330 Elstree Cancer Centre
- 020 8736 4608 Spire Bushey Diagnostic Centre
- Hospitals
- 0116 2720888 Leicester Hospital
- 0121 353 2444 Little Aston Hospital
- 0115 937 7800 Nottingham Hospital
- 0121 704 1451 Parkway Hospital
- 01905 350003 South Bank Hospital
- Clinics and Centres
- 01905 362 220 The Spire Clinic, Bidford-on-Avon
- 01905 402 547 The Spire Clinic, Droitwich Spa
- Hospitals
- 0114 263 0330 Claremont Hospital
- 01422 324000 Elland Hospital
- 01482 659471 Hull and East Riding Hospital
- 0113 269 3939 Leeds Hospital
- 01977 518518 Methley Park Hospital
- 0191 415 1272 Washington Hospital
- Clinics and Centres
- 01924 410 610 Spire Dewsbury Clinic
- 0113 218 5967 Spire Harrogate Clinic
- 01482 659 471 Spire Hesslewood Clinic
- 01482 659 471 Spire Lowfield Clinic
- Hospitals
- 01925 265 000 Cheshire Hospital
- 01253 394 188 Fylde Coast Hospital
- 0151 733 7123 Liverpool Hospital
- 0161 447 6677 Manchester Hospital
- 0151 648 7000 Murrayfield Hospital Wirral
- 01625 501 150 Regency Hospital Macclesfield
- Clinics and Centres
- 01253 308 031 Spire Kendal Clinic
- 0161 927 3878 Spire Manchester Clinic Hale
- 01625 507 452 Spire Nantwich Clinic
- 0151 522 1877 Spire One Penny Lane Clinic
- 0161 447 6888 The OrthTeam Centre
- 01829 289 057 Spire Tarporley Clinic
- Hospitals
- 01634 687 166 Alexandra Hospital
- 01252 850216 Clare Park Hospital
- 0118 958 7676 Dunedin Hospital
- 01293 785 511 Gatwick Park Hospital
- 02392 456 000 Portsmouth Hospital
- 023 8077 5544 Southampton Hospital
- 01892 740 047 Tunbridge Wells Hospital
- 01273 828120 Montefiore Hospital
- Clinics and Centres
- Hospitals
- 02920 735 515 Cardiff Hospital
- 01978 291306 Yale Hospital
- Clinics and Centres
- 01745 828 900 Spire Abergele Consulting Rooms
- Home >
- How to book and pay >
- Medical loans
Medical loans
If you’re paying for your own treatment you may want to consider spreading the cost of your treatment through our range of finance options.
Fast access to treatment with payment options to suit you
We offer a range of payment plans from 0% APR interest free credit over 10 months to higher interest bearing loans at 9.9% APR if you wish to spread your payments over 12 months or more (up to 60 months). The loan can be personalised based on how much you’d like to pay per month, how long you want the payments to be spread over and how much deposit you’d like to pay.
If you’re interested in finding out more and you know the cost of the treatment you need, speak to one of our advisers on 0114 263 2114 and they’ll be able to help you further through our provider Omni Capital Retail Finance.
Most applications are approved immediately so you can access your treatment without delay.
Calculate monthly repayments
Use the finance calculator to view other payment options and monthly repayment amounts.
Representative example of payments from Omni Capital Retail Finance
| Examples | Joint pain relief injections | Knee arthroscopy | Hip replacement |
|---|---|---|---|
| Cost of treatment | £1,915 | £3,460 | £12,640 |
| Loan amount | £1,665 | £2,960 | £11,140 |
| Representative APR | 0% | 9.9% | 9.9% |
| Deposit | £250 | £500 | £1,500 |
| Monthly repayment | £166.50 | £136 | £280 |
| Number of monthly repayments | 10 | 24 | 48 |
| Total amount repayable | £1,665 | £3,264 | £13,440 |
| Final cost including deposit | £1,915 | £3,764 | £14,940 |
Applying for a loan
Contact our patient advisers on 0114 263 2114 to learn more about available finance options. We can talk you through the different representative examples over a range of repayment terms and send you a link to apply online through Omni Capital Retail Finance.
You can apply for finance once you’ve received your treatment letter with appointment date and fixed price quote has been agreed but you’ll need to have the loan approved before you come in for your treatment.
For questions about your loan application, contact Omni Capital Retail Finance Ltd at customerenquiries@ocrf.co.uk or call them on 0333 240 8317 Monday to Friday 8am - 8pm, Saturday 9am - 6pm and Sunday 10am - 4pm.
Acceptance subject to credit status.
Medical loans FAQs
Find answers to commonly asked questions relating to finance provided by Omni Capital Retail Finance.
Disclaimer
Spire Healthcare Limited is registered in England and Wales 1522532. Registered office: 3 Dorset Rise, London EC4Y 8EN. Spire Healthcare Limited acts as a credit broker and offers credit products from Omni Capital Retail Finance Ltd. Spire Healthcare Limited is authorised and regulated by the Financial Conduct Authority, registration number: 689975. Your application will be subject to a credit check using a recognised credit reference agency as part of our assessment process. Credit is subject to status, UK residents aged 18 years and over. For more information please visit http://www.omnicapitalretailfinance.co.uk/
Omni Capital Retail Finance Ltd finance options are subject to individual status and terms and conditions apply. Finance is provided by Omni Capital Retail Finance Ltd which is a credit intermediary. Spire Healthcare does not receive payment for introducing patients to lenders. All named here are authorised and regulated by the Financial Conduct Authority. Omni Capital Retail Finance Ltd is registered in England and Wales 7232938. Registered address: 10 Norwich Street, London, EC4A 1BD. Authorised and regulated by the Financial Conduct Authority, Firm Reference Number: 720279.