Funding private treatment

Treatment or diagnosis are available quickly and are open to anyone through the two following routes:

For 0% finance loans, contact First Medical Loans
on 0845 618 5375

With a simple one-off payment

You don't need private health insurance to be treated. With a one-off payment* you can have fast access to the finest clinical expertise when and where you want it. For individual costs for a wide selection of procedures, click here or call customer services on 0131 316 2507.

Private medical insurance

If you have private health insurance, ask your GP for a referral to Spire Edinburgh Hospitals. We recommend you contact your insurer in advance to find out if they will cover the cost of your treatment. All reputable private health companies can be covered for treatment at our hospitals but you must check your individual policy for eligibility.

The following are some of the most common insurance companies we work with:

Aviva Axa
Bupa Cigna
Exeter Friendly Society InSpire
PruHealth Simply Health
Tricare WPA


0% APR (typical*) finance

An easy way to pay for one-off private treatment so you don't have to wait.

Paying for private treatment is simple. You can use private medical insurance, self-fund, or take advantage of our 0% APR (typical*) finance loan. To find out if you qualify for 0% finance, contact First Medical Loans on 0845 618 5375. Lines are open 8.30am - 6.30pm Monday to Friday and 9am - 1pm Saturday.

Loans are available on an interest free (0% APR typical, up to ten months, plus one-off £55 administration charge) and interest bearing (23.9%, between 1-3 years) basis, and are repayable over up to three years.

*Approved customers only. £55 fee will apply.

Example loan repayment

Lower eyelids: £3,000



Interest free over ten months

first month
subsequent months


Interest bearing one year

per month from


Two years

per month from


Three years

per month from


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© Spire Healthcare Group plc (2016)